{"id":1320,"date":"2025-10-21T09:48:40","date_gmt":"2025-10-21T15:48:40","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=1320"},"modified":"2025-10-21T09:48:42","modified_gmt":"2025-10-21T15:48:42","slug":"healthplanfinder-first-look-at-2026-rates","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/healthplanfinder-first-look-at-2026-rates\/","title":{"rendered":"Healthplanfinder first look at 2026 Rates"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/Suzie-Health-Enrollment-Healthplanfinder-21-dd-1024x1024.jpg\" alt=\"Healthplanfinder 2026 Rates\" class=\"wp-image-1322\" style=\"width:419px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/Suzie-Health-Enrollment-Healthplanfinder-21-dd-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/Suzie-Health-Enrollment-Healthplanfinder-21-dd-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/Suzie-Health-Enrollment-Healthplanfinder-21-dd-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/Suzie-Health-Enrollment-Healthplanfinder-21-dd-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/Suzie-Health-Enrollment-Healthplanfinder-21-dd.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The 2026 rates have been approved and are visible for the first time on the <a href=\"https:\/\/www.wahealthplanfinder.org\/\" title=\"\">Washington Healthplanfinder<\/a>. As I write this post the Silver plans were not loaded and you can not compare them side by side with your 2025 plans.  All of the 2026 plans are listed on the <a href=\"https:\/\/www.insurance.wa.gov\/insurance-resources\/health-insurance\/health-insurance-coverage\/individual-and-family-health-plans-premiums\" title=\"\">Office of the Insurance Commissioner<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"420\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/the-look-is-on-1024x420.jpg\" alt=\"\" class=\"wp-image-1321\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/the-look-is-on-1024x420.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/the-look-is-on-300x123.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/the-look-is-on-768x315.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/the-look-is-on-1536x630.jpg 1536w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/the-look-is-on.jpg 1614w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">2026 rates first look<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is off the main screen from the Washington <a href=\"https:\/\/www.wahealthplanfinder.org\/\" title=\"\">Healthplanfinder<\/a>. It is only an estimate. It can change depending on what Congress does regarding the enhanced tax credits and the Healthplanfinder. When the enhanced tax credits were introduced, the first month that they went into effect was June of 2021. It made quite a difference in keeping money in the pocket&#8217;s of American households. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"605\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/2026-1024x605.jpg\" alt=\"Ambetter Gold without tax credits\" class=\"wp-image-1323\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/2026-1024x605.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/2026-300x177.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/2026-768x454.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/10\/2026.jpg 1154w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Our household is no longer eligible for tax credits with the current plan from Congress. So we have to make the jump from a couple hundred dollars to approaching $1687 per month. As small business owners, we don&#8217;t have the luxury of a large group plan. It will be about 1\/4 of our income for 2026 before we get into use. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/dont-miss-the-boat-health-insurance-medicare-enrollment-dates-in-washington\/\" title=\"\">Health Open Enrollment Period<\/a> is important to talk about. The plans have made some big shifts and if you are eligible for tax credits will be more manageable. It is important to talk with someone who has a greater understanding of insurance than &#8220;that Uncle&#8221; eight into a case at Thanksgiving. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>November 1st through December 15 for health plans starting January 1st<\/li>\n\n\n\n<li>December 16 through January 15th for health plans starting February 1st.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Medicare has it&#8217;s own enrollment periods and there are special enrollments. We run applications year round just in case we find a Special Enrollment that works or to prepare for the next open enrollment. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Every year it is important to look at your plan because of changes. There are times that plans do not automatically renew or need to be updated. If a plan leaves the area then you may have been moved over to a plan that doesn&#8217;t work as well. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At Wenatchee Insurance Agency, we like to review plans every year during the Open Enrollment Period. This is Matt&#8217;s 13th Open Enrollment. We walk through all the plans available. We do not charge broker fees and if any commission is available it comes from the insurance company. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/enrollmentcenter.org\/\">appointment<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/08\/Health-Medicare-Suzie-Wenatchee-local-509-77-1024x1024.jpg\" alt=\"Privacy is important to Matt and Suzie at Wenatchee Insurance\" class=\"wp-image-1295\" style=\"width:461px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/08\/Health-Medicare-Suzie-Wenatchee-local-509-77-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/08\/Health-Medicare-Suzie-Wenatchee-local-509-77-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/08\/Health-Medicare-Suzie-Wenatchee-local-509-77-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/08\/Health-Medicare-Suzie-Wenatchee-local-509-77-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2025\/08\/Health-Medicare-Suzie-Wenatchee-local-509-77.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The 2026 rates have been approved and are visible for the first time on the Washington Healthplanfinder. As I write this post the Silver plans were not loaded and you can not compare them side by side with your 2025 plans. All of the 2026 plans are listed on the Office of the Insurance Commissioner. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[209,36,44,74,100,42,212,64,199,35,75,251,39],"class_list":["post-1320","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-ambetter","tag-chelan","tag-chelan-county","tag-community-health","tag-coordinated-care","tag-douglas-county","tag-grant-county","tag-healthplanfinder","tag-lifewise","tag-okanogan","tag-premera","tag-suzie","tag-wenatchee-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"They 2026 rates were proposed weeks ago. 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