{"id":192,"date":"2023-10-25T11:15:11","date_gmt":"2023-10-25T17:15:11","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=192"},"modified":"2024-04-26T12:17:21","modified_gmt":"2024-04-26T18:17:21","slug":"what-does-a-health-insurance-plan-cover-in-washington-state","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/what-does-a-health-insurance-plan-cover-in-washington-state\/","title":{"rendered":"What does a health insurance plan cover in Washington State?"},"content":{"rendered":"\n
\"Wenatchee<\/figure>\n\n\n\n

We get a lot of questions from non-professionals seeking what their plan covers. Questions are great as prior to the Affordable Care Act Health<\/a> Insurance there were a ton of problems from unjustified rate hikes, lifetime limits, and infamously pre-existing conditions. The ACA standardized health insurance.<\/p>\n\n\n\n

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chat with Suzie<\/a><\/div>\n<\/div>\n\n\n\n

The Affordable Care Act (ACA) requires health insurance plans to cover 10 essential health benefits:<\/h2>\n\n\n\n
    \n
  1. Ambulatory Services<\/strong>: Outpatient care without hospital admission.<\/li>\n\n\n\n
  2. Emergency Services<\/strong>: Care in emergency rooms.<\/li>\n\n\n\n
  3. Hospitalization<\/strong>: Surgeries and overnight hospital stays.<\/li>\n\n\n\n
  4. Maternity & Newborn Care<\/strong>: Care before, during, and after childbirth.<\/li>\n\n\n\n
  5. Mental Health & Substance Use<\/strong>: Counseling and substance abuse treatments.<\/li>\n\n\n\n
  6. Prescription Drugs<\/strong>: Medications.<\/li>\n\n\n\n
  7. Rehab & Habilitation Services<\/strong>: Recovery therapies for injuries or conditions.<\/li>\n\n\n\n
  8. Lab Services<\/strong>: Tests to diagnose\/treat illnesses.<\/li>\n\n\n\n
  9. Prevention & Wellness<\/strong>: Vaccinations, screenings, and chronic disease management.<\/li>\n\n\n\n
  10. Pediatric Services<\/strong>: Dental and vision care for children.<\/li>\n<\/ol>\n\n\n\n

    These are the core services health plans need to cover under the ACA. A health plan will have elements of these covered to various degrees. It is important for whoever you get your plan from to walk you through the coverages.<\/p>\n\n\n\n

    The annual open enrollment period runs from November 1st through December 15th. Some states that run a state exchange like Washington can make a decision on extending enrollment periods<\/a>. If you don’t have insurance set an appointment<\/a> or call immediately so that we can see if there are any special enrollments that would speed your start date.<\/p>\n\n\n\n

    \n
    appointment with Suzie<\/a><\/div>\n<\/div>\n\n\n\n

    We have been providing this service since the Washington Healthplanfinder Opened on October 1, 2013<\/a>. We have been part of the Enrollment Center located in Wenatchee<\/a> and serve the entire state. If you ever have a question about a plan do not hesitate to talk to Wenatchee Insurance or Suzie Health Solutions.<\/p>\n\n\n\n

    \"We<\/figure>\n\n\n\n

    Topics: Health Insurance, Medicare, Wenatchee Insurance<\/a>, Enrollment Center<\/a>, Healthplanfinder, Affordable Care Act, ACA, Obamacare, Prescription Drugs, Emergency Room, Wenatchee, Washington State<\/p>\n","protected":false},"excerpt":{"rendered":"

    We get a lot of questions from non-professionals seeking what their plan covers. Questions are great as prior to the Affordable Care Act Health Insurance there were a ton of problems from unjustified rate hikes, lifetime limits, and infamously pre-existing conditions. The ACA standardized health insurance. The Affordable Care Act (ACA) requires health insurance plans […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[138,137,153,22,23,64,24,99,154,122,17,39],"class_list":["post-192","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-aca","tag-affordable-care-act","tag-emergency-room","tag-enrollment-center","tag-health-insurance","tag-healthplanfinder","tag-medicare","tag-obamacare","tag-prescription-drugs","tag-washington-state","tag-wenatchee","tag-wenatchee-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t