{"id":30,"date":"2023-06-16T12:36:22","date_gmt":"2023-06-16T18:36:22","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=30"},"modified":"2025-06-09T08:50:57","modified_gmt":"2025-06-09T14:50:57","slug":"1what-about-insurance-for-my-business","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/1what-about-insurance-for-my-business\/","title":{"rendered":"What about insurance for business?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/07\/trailer-insurance-2-1024x1024.jpg\" alt=\"Chef in Restaurant covered with Wenatchee Insurance\" class=\"wp-image-65\" style=\"width:299px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/07\/trailer-insurance-2-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/07\/trailer-insurance-2-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/07\/trailer-insurance-2-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/07\/trailer-insurance-2-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/07\/trailer-insurance-2.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Wenatchee Insurance has your back<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Congratulations, you have taken the leap and started a business. Did you remember your <a href=\"https:\/\/www.wenatcheeinsurance.com\/commercial-insurance.html#jump-quote\" title=\"\">insurance<\/a>?<br>Your situation changes the moment that money changes hands. You get a <a href=\"https:\/\/dor.wa.gov\/open-business\/apply-business-license\" title=\"\">business license<\/a> immediately so that you can cover taxes and connect with an insurance policy.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/calendly.com\/shayla-wenatchee\">chat with Shayla<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Without special endorsements, your home or renters\u2019 policy will exclude losses of business equipment. If you have customers visit your home, then you are looking at increased exposures that your insurance company needs to know about.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Useful types of business insurance policies<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><br>If you are making a delivery and your car insurance is only set up for personal use, then yes the insurance company can deny a claim. Commercial auto policies cover a wide range of exposures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are doing a pop-up, maker\u2019s market, or another short-term store front then an <a href=\"https:\/\/insurewashington.blogspot.com\/2023\/04\/how-much-does-one-time-event-insurance.html\" title=\"\">event or vender\u2019s insurance policy<\/a> will cover needed liability risks and can provide you with a Certificate of Insurance for the landlord\/organizing community.<br>If you a contractor then you want to look at a builder\u2019s risk policy for your job site. Without insurance, a loss can be catastrophic financially.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If digital information is important to your business such as credit card information or customers&#8217; personal data then <a href=\"https:\/\/www.darkreading.com\/operations\/the-case-for-a-federal-cyber-insurance-backstop\" title=\"\">cyber coverage<\/a> quickly becomes important.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A business insurance policy is a top priority for a business owner as it protects their business and, in some cases, their personal assets.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/calendly.com\/shayla-wenatchee\">chat with Shayla<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><br>It&#8217;s important to note that the specific insurance needs for your business may vary depending on factors such as your industry, size, location, and specific risks involved. Consulting with an insurance professional or broker can help you determine the most appropriate coverage options tailored to your business needs. <a href=\"https:\/\/www.wenatcheeinsurance.com\/commercial-insurance.html#jump-quote\" title=\"\">Wenatchee Insurance<\/a> writes most of our policies in Chelan, Douglas, and Okanogan. We also write for the rest of Washington State as requested.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-rounded\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg\" alt=\"Our four step policy for insurance quotes\" class=\"wp-image-31\" style=\"width:512px;height:512px\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>We love helping other business owners with their insurance. Whether you have a storefront, working at home, or a pop up.<\/p>\n","protected":false},"author":3,"featured_media":32,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[32,30,36,34,31,14,33,35,17],"class_list":["post-30","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial-insurance","tag-builders-risk","tag-business-insurance","tag-chelan","tag-commercial-auto","tag-event-insurance","tag-independent-insurance-agency","tag-liability","tag-okanogan","tag-wenatchee"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Congratulations, you have started a business. Your situation changes the moment that money changes hands. 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We can help whether you are doing a store front, working from home, a event or even commercial auto.","og_object_type":"default","og_image_type":"content","og_image_url":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/07\/trailer-insurance-2.jpg","og_image_width":"1080","og_image_height":"1080","og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":true,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":"Do I need business insurance?","twitter_description":"Whether you are starting out with a storefront or working from home, we can help insure your business in Washington State.","schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2023-06-16 18:36:24","updated":"2025-06-09 15:02:54","seo_analyzer_scan_date":null,"focus_keyword":"business","additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhat about insurance for business?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.wenatcheeinsurance.com\/blog"},{"label":"Commercial Insurance","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/commercial-insurance\/"},{"label":"What about insurance for business?","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/1what-about-insurance-for-my-business\/"}],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/30","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":4,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/30\/revisions"}],"predecessor-version":[{"id":1205,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/30\/revisions\/1205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media\/32"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=30"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=30"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}