{"id":356,"date":"2024-02-19T12:52:53","date_gmt":"2024-02-19T18:52:53","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=356"},"modified":"2025-04-09T14:48:02","modified_gmt":"2025-04-09T20:48:02","slug":"the-springs-winds-are-around-the-corner-is-your-insurance-ready","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/the-springs-winds-are-around-the-corner-is-your-insurance-ready\/","title":{"rendered":"The springs winds are around the corner is your insurance ready?"},"content":{"rendered":"\n<p>Ah, <a href=\"https:\/\/www.google.com\/maps?ll=47.429869,-120.316792&amp;z=15&amp;t=m&amp;hl=en&amp;gl=IN&amp;mapclient=embed&amp;cid=3508618562260493575\" title=\"\">Washington<\/a>! Land of coffee, rain, and the occasional <a href=\"https:\/\/weather.com\/news\/weather\/video\/watch-high-winds-send-trampoline-flying\" title=\"\">trampoline taking flight<\/a> like a misguided UFO during a windstorm. So, let&#8217;s talk about wind damage coverage.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/calendly.com\/shayla-wenatchee\">talk with Shayla<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/Quincy-insurance-wenatchee-1024x1024.jpg\" alt=\"trampoline and homeowner insurance lability in Grant County\" class=\"wp-image-357\" style=\"width:549px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/Quincy-insurance-wenatchee-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/Quincy-insurance-wenatchee-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/Quincy-insurance-wenatchee-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/Quincy-insurance-wenatchee-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/Quincy-insurance-wenatchee.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>First off, most homeowner policies here are pretty solid. They&#8217;ve got your back when the wind decides to redecorate your yard or play bowling with your roof shingles. But, remember, it&#8217;s not just about the &#8216;whooosh&#8217;; it&#8217;s also about what the &#8216;whooosh&#8217; brings along. We&#8217;re talking trees that suddenly believe they can walk, and yes, the legendary <a href=\"https:\/\/www.ksdk.com\/article\/news\/local\/trampoline-tossed-onto-car-house-by-wind-macoupin-county\/63-087ee63c-1314-40ff-a9ad-a7802b5ab7b8\" title=\"\">flying trampolines<\/a>.<\/p>\n\n\n\n<p>Now, if a <a href=\"https:\/\/uk.news.yahoo.com\/irish-women-battle-keep-trampoline-005307573.html?guccounter=1&amp;guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&amp;guce_referrer_sig=AQAAACrgEMHS9bda0eMuYfikFW2QIHtnK7kU-cpEm-20GfX4cW56NKOTj9PQ8VOB61a3_5bgLOf9EuJJavlw_eoGH5iDeue7LZINUxIVV4jkDDTC43D2Ykoz9qv9oH5mw6jpg0r2uzDrPzQZsOk9LxdFGzWkaJpDyW4cfwqJBj24vbD7\" title=\"\">trampoline<\/a> decides to audition for the role of &#8216;Mary Poppins&#8217; and lands on your roof, your policy usually steps in. It&#8217;s like, &#8216;Don&#8217;t worry, we&#8217;ve seen this episode before.&#8217; They cover the damage to your house, maybe even the fence it crushed on its way down.<\/p>\n\n\n\n<p>But here&#8217;s the kicker \u2013 if your own trampoline decides to go on an adventure and damages someone else&#8217;s property, you might need to check the liability part of your insurance. Because, let&#8217;s face it, nobody wants a neighborly dispute over a rogue trampoline.<\/p>\n\n\n\n<p>And let&#8217;s not forget the &#8216;Wind-Driven Rain Ensemble&#8217;. This is when the wind plays maestro and directs rain to places it&#8217;s not supposed to be, like inside your house. Coverage here can get a bit tricky, but generally, if the rain&#8217;s invited in by wind damage, you&#8217;re covered.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/home-trampoline-insurance-1024x1024.jpg\" alt=\"Wind trampoline damage insurance wenatchee\" class=\"wp-image-358\" style=\"width:349px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/home-trampoline-insurance-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/home-trampoline-insurance-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/home-trampoline-insurance-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/home-trampoline-insurance-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/home-trampoline-insurance.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>One more thing \u2013 deductibles. In some cases, you might have a separate &#8216;wind deductible&#8217;. Think of it as the entry fee for the &#8216;wind damage club&#8217;. It&#8217;s often a percentage of your home&#8217;s value. So, if your home is worth a lot, maybe start a &#8216;wind deductible&#8217; piggy bank.<\/p>\n\n\n\n<p>In summary, yes, wind damage, including the acrobatic acts of trampolines, is generally covered. But policies vary, and it&#8217;s always a good idea to chat with your agent \u2013 especially if you own a trampoline. They might just have a frequent flier program!&#8221;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/calendly.com\/shayla-wenatchee\">talk with Shayla<\/a><\/div>\n<\/div>\n\n\n\n<p>Always check the specifics of your policy and talk to your <a href=\"https:\/\/www.wenatcheeinsurance.com\/washington-home-insurance.html\" title=\"\">insurance agent<\/a> for personalized advice, especially if your backyard has a trampoline with a mind of its own!<\/p>\n\n\n\n<p>Trampolines are one of the risks that we like to chat about so that our clients better understand their policy.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg\" alt=\"simple process for insurance\" class=\"wp-image-31\" style=\"width:495px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Wenatchee Insurance simple process<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">topics: <\/h2>\n\n\n\n<p>#home #renters #deductible #wenatcheeinsurance <\/p>\n\n\n\n<p>Topics: Home Insurance, Renter Insurance, Trampoline, <a href=\"https:\/\/www.wenatcheeinsurance.com\/washington-home-insurance.html\" title=\"\">Wenatchee Insurance<\/a>, Washington, Wind Coverage, wind deductible, backyard, liability, shingles<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ah, Washington! Land of coffee, rain, and the occasional trampoline taking flight like a misguided UFO during a windstorm. So, let&#8217;s talk about wind damage coverage. First off, most homeowner policies here are pretty solid. They&#8217;ve got your back when the wind decides to redecorate your yard or play bowling with your roof shingles. But, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[242,36,67,14,33,240,244,195,39,335,241,243],"class_list":["post-356","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-backyard","tag-chelan","tag-home-insurance","tag-independent-insurance-agency","tag-liability","tag-renter-insurance","tag-trampoline","tag-washington","tag-wenatchee-insurance","tag-wind","tag-wind-coverage","tag-wind-deductible"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/356","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=356"}],"version-history":[{"count":2,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/356\/revisions"}],"predecessor-version":[{"id":396,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/356\/revisions\/396"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=356"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=356"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=356"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}