{"id":549,"date":"2024-05-21T12:19:45","date_gmt":"2024-05-21T18:19:45","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=549"},"modified":"2024-05-21T12:19:46","modified_gmt":"2024-05-21T18:19:46","slug":"does-home-insurance-covers-sinkholes-in-washington-state","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/does-home-insurance-covers-sinkholes-in-washington-state\/","title":{"rendered":"Does Home Insurance covers sinkholes in Washington state?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/sinkhole-insurance-1024x1024.jpg\" alt=\"\" class=\"wp-image-550\" style=\"width:326px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/sinkhole-insurance-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/sinkhole-insurance-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/sinkhole-insurance-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/sinkhole-insurance-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/sinkhole-insurance.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>After this week&#8217;s <a href=\"https:\/\/www.ncwlife.com\/news\/sudden-sinkhole-disrupts-wenatchee-traffic-at-fifth-and-miller-streets\/article_0927b344-16ee-11ef-8366-e7a9d9776b58.html\" title=\"\">sinkhole made a mess of rush hour traffic in Wenatchee<\/a>, it is time to talk about them. Here\u2019s a lighter take on how insurance might cover sinkholes in Washington state with <a href=\"https:\/\/www.wenatcheeinsurance.com\/\" title=\"\">Wenatchee Insurance<\/a>:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Coverage for Sinkholes<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Standard Homeowners Insurance:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Not Covered:<\/strong> Sorry, but if a sinkhole swallows your house, your standard policy just says, \u201cGood luck!\u201d<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Add-On Coverage:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Possible Option:<\/strong> You might be able to add sinkhole coverage as an endorsement. Think of it as adding sprinkles to your ice cream \u2013 it costs extra, but it\u2019s worth it when your house decides to play hide and seek with the earth.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Earthquake Insurance:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Separate Policy:<\/strong> Earthquake insurance covers when the ground gets all shook up. But for sinkholes, you need a different kind of party invite. Make sure you\u2019ve got the right one!<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/12\/local-senior-Hartford-insurance-1-1024x1024.jpg\" alt=\"\" class=\"wp-image-256\" style=\"width:322px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/12\/local-senior-Hartford-insurance-1-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/12\/local-senior-Hartford-insurance-1-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/12\/local-senior-Hartford-insurance-1-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/12\/local-senior-Hartford-insurance-1-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/12\/local-senior-Hartford-insurance-1.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">What Might Be Covered<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Structural Damage:<\/strong> If your house takes a dive, this coverage helps put Humpty Dumpty back together again.<\/li>\n\n\n\n<li><strong>Personal Property:<\/strong> Your stuff inside might be covered, so you won\u2019t lose your favorite couch to the abyss.<\/li>\n\n\n\n<li><strong>Living Expenses:<\/strong> If you need a temporary crash pad while your home gets fixed, you might get coverage for that too \u2013 so you can avoid moving in with your in-laws.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Take to cover sinkholes<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Review Your Policy:<\/strong> Dust off that policy and see if it mentions sinkholes \u2013 spoiler alert: it probably doesn\u2019t.<\/li>\n\n\n\n<li><strong>Contact <a href=\"https:\/\/www.wenatcheeinsurance.com\/\" title=\"\">Wenatchee Insurance<\/a>:<\/strong> Give them a call and ask about adding sinkhole coverage. \u201cHey, can I get the sinkhole special, please?\u201d<\/li>\n\n\n\n<li><strong>Consider Earthquake Insurance:<\/strong> It\u2019s a good backup if the ground decides to get jiggy with it, but remember, it\u2019s not the same as sinkhole insurance.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Examples of Insurance Types for sinkholes<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Homeowners Insurance:<\/strong> The basic \u201ckeep your house covered unless it falls into the earth\u201d policy.<\/li>\n\n\n\n<li><strong>Earthquake Insurance:<\/strong> For when the ground plays maracas.<\/li>\n\n\n\n<li><strong>Sinkhole Insurance (Add-On):<\/strong> Optional coverage for when your house wants to star in a sinkhole documentary.<\/li>\n<\/ul>\n\n\n\n<p>Talk to your <a href=\"https:\/\/www.wenatcheeinsurance.com\/\" title=\"\">Wenatchee Insurance<\/a> agent to get the scoop on what\u2019s covered and what\u2019s not. Because nobody wants to wake up to a house that\u2019s decided to dig its own basement!<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/Earthquake-washington-insurance-1024x1024.jpg\" alt=\"\" class=\"wp-image-551\" style=\"width:323px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/Earthquake-washington-insurance-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/Earthquake-washington-insurance-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/Earthquake-washington-insurance-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/Earthquake-washington-insurance-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/05\/Earthquake-washington-insurance.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>After this week&#8217;s sinkhole made a mess of rush hour traffic in Wenatchee, it is time to talk about them. Here\u2019s a lighter take on how insurance might cover sinkholes in Washington state with Wenatchee Insurance: Coverage for Sinkholes What Might Be Covered Steps to Take to cover sinkholes Examples of Insurance Types for sinkholes [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[44,300,67,14,35,299,39],"class_list":["post-549","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-chelan-county","tag-earthquake-insurance","tag-home-insurance","tag-independent-insurance-agency","tag-okanogan","tag-sinkhole","tag-wenatchee-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/549","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=549"}],"version-history":[{"count":1,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/549\/revisions"}],"predecessor-version":[{"id":552,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/549\/revisions\/552"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}