{"id":586,"date":"2024-06-07T12:01:47","date_gmt":"2024-06-07T18:01:47","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=586"},"modified":"2024-06-07T12:01:48","modified_gmt":"2024-06-07T18:01:48","slug":"what-types-of-coverage-do-i-want-with-a-standard-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/what-types-of-coverage-do-i-want-with-a-standard-home-insurance-policy\/","title":{"rendered":"What Types of Coverage do I want with a Standard Home Insurance Policy?"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\">Welcome to the Home Insurance Buffet!<\/h4>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/06\/home-medical-insurance-wenatchee-1024x1024.jpg\" alt=\"getting ready to step on toys and fall down stairs\" class=\"wp-image-587\" style=\"width:351px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/06\/home-medical-insurance-wenatchee-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/06\/home-medical-insurance-wenatchee-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/06\/home-medical-insurance-wenatchee-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/06\/home-medical-insurance-wenatchee-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/06\/home-medical-insurance-wenatchee.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">We like to talk with our clients.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Imagine walking into an all-you-can-eat buffet, but instead of food, it\u2019s filled with different types of home insurance coverages. That\u2019s right, folks, it\u2019s time to feast your eyes on the delectable options that <a href=\"https:\/\/www.wenatcheeinsurance.com\/\" title=\"\">Wenatchee Insurance<\/a> serves up in a standard home insurance policy.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.wenatcheeinsurance.com\/washington-home-insurance.html\">start quote<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Main Course: Dwelling Coverage<\/strong> This is the meat and potatoes of your policy, the coverage that ensures your home is protected from disasters like fires, lightning strikes, and those rare but pesky incidents involving rampaging alpacas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Side Dishes: Personal Property Coverage<\/strong> Your stuff matters too! Whether it\u2019s your collection of rare, autographed rubber duckies or your high-tech espresso machine, personal property coverage ensures your belongings are covered. Watch out for limitations as they are like raisins in the potatoe salad and can restrict what you are claiming. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Gravy: Liability Protection<\/strong> Ever had a guest slip on a banana peel in your kitchen? Liability protection has you covered for those unfortunate and highly embarrassing moments. Say goodbye to potential lawsuits from banana-related accidents! If you like parties, have a pool, or a tiger in your back yard then you want extra gravy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Dessert: Additional Living Expenses<\/strong> Imagine your house is under repair because of an unexpected waterbed explosion. Where will you live? Who will feed you? Fear not! Additional living expenses cover your hotel stays and meals while you wait for your home to be restored. We have seen homes take over a year to be rebuilt after wildfires so do not go short. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, why wait? Dive into this home insurance buffet with <a href=\"https:\/\/www.wenatcheeinsurance.com\/\" title=\"\">Wenatchee Insurance<\/a> and make sure every corner of your home and life is covered!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/calendly.com\/shayla-wenatchee\">Chat with Shayla<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg\" alt=\"simple process for insurance\" class=\"wp-image-31\" style=\"width:334px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Wenatchee Insurance simple process<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Welcome to the Home Insurance Buffet! Imagine walking into an all-you-can-eat buffet, but instead of food, it\u2019s filled with different types of home insurance coverages. That\u2019s right, folks, it\u2019s time to feast your eyes on the delectable options that Wenatchee Insurance serves up in a standard home insurance policy. The Main Course: Dwelling Coverage This [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[36,42,67,14,35,319,39],"class_list":["post-586","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-chelan","tag-douglas-county","tag-home-insurance","tag-independent-insurance-agency","tag-okanogan","tag-property-insurance","tag-wenatchee-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Imagine walking into an all-you-can-eat buffet, but instead of food, it\u2019s filled with different types of home insurance coverages. 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Feast your eyes on Personal property, lability coverages and more.","og_object_type":"default","og_image_type":"content","og_image_url":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/06\/home-medical-insurance-wenatchee.jpg","og_image_width":"1080","og_image_height":"1080","og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2024-06-07 18:01:49","updated":"2025-06-04 09:58:46","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhat Types of Coverage do I want with a Standard Home Insurance Policy?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.wenatcheeinsurance.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/home-insurance\/"},{"label":"What Types of Coverage do I want with a Standard Home Insurance Policy?","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/what-types-of-coverage-do-i-want-with-a-standard-home-insurance-policy\/"}],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=586"}],"version-history":[{"count":1,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/586\/revisions"}],"predecessor-version":[{"id":588,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/586\/revisions\/588"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}