{"id":64,"date":"2023-07-05T17:54:25","date_gmt":"2023-07-05T23:54:25","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=64"},"modified":"2024-04-26T15:09:41","modified_gmt":"2024-04-26T21:09:41","slug":"how-do-i-get-insurance-for-my-restaurant-in-washington-state","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/how-do-i-get-insurance-for-my-restaurant-in-washington-state\/","title":{"rendered":"How do I get insurance for my Restaurant in Washington State?"},"content":{"rendered":"\n

Wenatchee has been a Foodie destination<\/a> for years. Wenatchee Insurance<\/a> loves insuring restaurants new and old. \u00a0<\/strong><\/p>\n\n\n\n

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request quote<\/a><\/div>\n<\/div>\n\n\n\n

A restaurant typically needs the following types of insurance:<\/strong><\/p>\n\n\n\n

General Liability Insurance: Covers accidents and injuries on the premises<\/strong><\/p>\n\n\n\n

Property Insurance: Protects against damage or loss to the building and assets.<\/strong><\/p>\n\n\n\n

Liquor Liability Insurance: Necessary if the restaurant serves alcohol.<\/strong> The fast rule is the higher of percentage of alcohol over food then the more expensive the insurance.<\/p>\n\n\n\n

Business Interruption Insurance: Covers income loss during temporary closures. (This was a big miss for some that dropped this coverage prior to COVID shutdowns to save money).<\/strong><\/p>\n\n\n\n

Commercial Auto Insurance: For restaurant-owned vehicles.<\/strong> If you are making deliveries or have a logo then have the conversation about commercial auto insurance with your agent. <\/p>\n\n\n\n

Employment Practices Liability Insurance (EPLI): Protects against employment-related claims.<\/strong><\/p>\n\n\n\n

Specials:<\/h2>\n\n\n\n
\"Wenatchee<\/figure>\n\n\n\n

Many of the needed coverages can be found bundled together in a Business Owners’ Policy or BOP.<\/p>\n\n\n\n

If you are new to Washington State or are starting a business. Washington State has programs regarding Worker\u2019s Compensation<\/a>, Long Term Care<\/a>, and Family Medical Leave<\/a>. With the individual health insurance marketplace being strong many small employers use the Washington Healthplanfinder<\/a> for insurance by adding an allowance to payroll and having a local Enrollment Center<\/a> walk through the plans.  <\/strong><\/p>\n\n\n\n

At Wenatchee Insurance Agency, we are an independent broker<\/a> and customize coverage based on your restaurant’s needs and local regulations.<\/strong><\/p>\n\n\n\n

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request quote<\/a><\/div>\n<\/div>\n\n\n\n

Topic: Wenatchee Insurance<\/a>, Business Insurance, Restaurant Insurance, Liquor Liability, Healthplanfinder, Wenatchee, Foodie, General Liability, Chelan, Okanogan, Douglas<\/strong> <\/p>\n","protected":false},"excerpt":{"rendered":"

Wenatchee has been a Foodie destination for years. Wenatchee Insurance loves insuring restaurants new and old. \u00a0 A restaurant typically needs the following types of insurance: General Liability Insurance: Covers accidents and injuries on the premises Property Insurance: Protects against damage or loss to the building and assets. Liquor Liability Insurance: Necessary if the restaurant […]<\/p>\n","protected":false},"author":3,"featured_media":32,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[30,36,42,63,62,64,61,35,65,17,39],"class_list":["post-64","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial-insurance","tag-business-insurance","tag-chelan","tag-douglas-county","tag-foodie","tag-general-liability","tag-healthplanfinder","tag-liquor-liability","tag-okanogan","tag-restaurant-insurance","tag-wenatchee","tag-wenatchee-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=64"}],"version-history":[{"count":3,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions"}],"predecessor-version":[{"id":501,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions\/501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media\/32"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}