{"id":742,"date":"2026-06-29T14:14:30","date_gmt":"2026-06-29T20:14:30","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=742"},"modified":"2026-06-29T14:14:31","modified_gmt":"2026-06-29T20:14:31","slug":"how-much-does-commercial-auto-insurance-cost","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/how-much-does-commercial-auto-insurance-cost\/","title":{"rendered":"How much does commercial auto insurance cost?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/delivery-1024x1024.jpg\" alt=\"Young woman delivering pizza from her car with commercial auto\" class=\"wp-image-42\" style=\"width:504px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/delivery-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/delivery-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/delivery-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/delivery-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/delivery.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Young woman delivering pizza from her car<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Let&#8217;s talk about the million-dollar question: how much does commercial auto insurance cost? Well, not a million dollars, thank goodness. But it can vary, like choosing between a fancy coffee from <a href=\"https:\/\/pybuspublicmarket.org\/essential_grid\/little-reds-bakery-espresso\/\" title=\"\">Little Red\u2019s Espresso<\/a> or a cup from your coffee maker at home.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.wenatcheeinsurance.com\/commercial-insurance.html\">request a quote<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The cost depends on several factors. First, there\u2019s the <strong>number of vehicles<\/strong>. If you\u2019ve got a fleet of FedEx delivery trucks, like the ones you see hustling from Leavenworth to Omak, you\u2019re going to pay more than if you\u2019re just insuring a single delivery van.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then there\u2019s the <strong>type of vehicle<\/strong>. A slick sports car used for pizza delivery is going to cost more to insure than a modest pickup truck for auto parts. Plus, if your employees are as careful as a herd of buffaloes in a China shop, your <strong>claims history<\/strong> might push those premiums up.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>driving records<\/strong> of your employees also play a big part. If your star driver has a clean record, you\u2019re in great shape. But if Bob from accounting keeps getting tickets for speeding through the roundabout near <a href=\"https:\/\/www.cwu.edu\/\" title=\"\">Central Washington University<\/a>, that\u2019s going to hurt the bottom line.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And don\u2019t forget <strong>coverage limits and deductibles<\/strong>. The higher the limit and the lower the deductible, the more you\u2019re going to pay. It\u2019s like deciding between getting an extra scoop of ice cream with sprinkles or sticking with the single \u2013 more coverage costs more.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, on average, you might pay around $147 to $188 per month per vehicle. But just like with everything in life, we shop around and compare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s like finding the best apple at the market \u2013 you\u2019ve got to look around to get the best deal. As an independent insurance agency, we work with multiple companies to find our clients good rates in Washington state.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Just think of Wenatchee Insurance as your trusty sidekick, ready to jump in and save the day when things go awry.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.wenatcheeinsurance.com\/commercial-insurance.html\">request a quote<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/08\/travel-5-1024x1024.jpg\" alt=\"Insurance Bundle\" class=\"wp-image-94\" style=\"width:459px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/08\/travel-5-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/08\/travel-5-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/08\/travel-5-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/08\/travel-5-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/08\/travel-5.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Topics: Progressive, <a href=\"https:\/\/www.wenatcheeinsurance.com\/commercial-insurance.html\" title=\"\">Commercial Auto<\/a>, company car, collision coverage, collision coverage, delivery, Wenatchee Insurance, Chelan County, Grant County, Douglas County, Okanogan,<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let&#8217;s talk about the million-dollar question: how much does commercial auto insurance cost? Well, not a million dollars, thank goodness. But it can vary, like choosing between a fancy coffee from Little Red\u2019s Espresso or a cup from your coffee maker at home. The cost depends on several factors. First, there\u2019s the number of vehicles. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[211,4],"tags":[44,370,34,368,367,42,212,35,369,39],"class_list":["post-742","post","type-post","status-publish","format-standard","hentry","category-commercial-auto-trucking","category-commercial-insurance","tag-chelan-county","tag-collision-coverage","tag-commercial-auto","tag-company-car","tag-delivery","tag-douglas-county","tag-grant-county","tag-okanogan","tag-progressive","tag-wenatchee-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"The cost of commercial auto is going to depend upon many factors. 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Vehicles, drivers and amount of vehicles play a role in commercial auto policies in Washington state.","og_object_type":"default","og_image_type":"content","og_image_url":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/delivery.jpg","og_image_width":"1080","og_image_height":"1080","og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":true,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":[],"descriptions":[],"socialPosts":{"email":{"subject":"","preview":"","content":""},"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2024-07-13 17:37:35","updated":"2026-06-29 20:14:42","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/commercial-insurance\/commercial-auto-trucking\/\" title=\"Commercial Auto &amp; Trucking\">Commercial Auto &amp; Trucking<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tHow much does commercial auto insurance cost?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.wenatcheeinsurance.com\/blog"},{"label":"Commercial Insurance","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/commercial-insurance\/"},{"label":"Commercial Auto &amp; Trucking","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/category\/commercial-insurance\/commercial-auto-trucking\/"},{"label":"How much does commercial auto insurance cost?","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/how-much-does-commercial-auto-insurance-cost\/"}],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/742","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=742"}],"version-history":[{"count":1,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/742\/revisions"}],"predecessor-version":[{"id":743,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/742\/revisions\/743"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=742"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=742"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}