{"id":744,"date":"2024-07-17T09:00:04","date_gmt":"2024-07-17T15:00:04","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=744"},"modified":"2024-07-17T09:00:05","modified_gmt":"2024-07-17T15:00:05","slug":"do-i-need-commercial-auto-insurance-for-my-small-business","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/do-i-need-commercial-auto-insurance-for-my-small-business\/","title":{"rendered":"Do I need commercial auto insurance for my small business?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"569\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/09\/Truck-insurance-1024x569.jpg\" alt=\"commercial auto for your business\" class=\"wp-image-159\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/09\/Truck-insurance-1024x569.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/09\/Truck-insurance-300x167.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/09\/Truck-insurance-768x427.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/09\/Truck-insurance-1536x853.jpg 1536w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/09\/Truck-insurance.jpg 1620w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Picture this: You run a small but mighty landscaping business, Green Thumb Gurus, in beautiful sunny Wenatchee. You and your team zip around town, trimming hedges and mowing lawns from Eastmont Community Park to the <a href=\"https:\/\/www.cashmeremuseum.org\/\" title=\"\">Cashmere Pioneer Museum<\/a>. Now, do you need commercial auto insurance for your small business? Simply put, yes!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.wenatcheeinsurance.com\/commercial-insurance.html\">request quote<\/a><\/div>\n<\/div>\n\n\n\n<p>Here\u2019s why. If you\u2019re using your pickup truck for business purposes, your regular auto insurance might not cover you if you get into an accident while hauling a load of mulch to a client\u2019s yard. That\u2019s right \u2013 your insurance could say, \u201cNot my problem!\u201d faster than a teenager ditching household chores. A commercial auto or business endorsement will save you headaches in the future.<\/p>\n\n\n\n<p>We never want to give an insurance company an excuse not to cover a claim. When you are doing business on a personal policy they you are one step closer for them to do just that.<\/p>\n\n\n\n<p>Commercial auto insurance is the brave big brother where personal auto insurance fears to walk. It covers vehicles owned by your business, whether it\u2019s a shiny new pickup truck or that old grey panel van with the dented door you\u2019ve lovingly nicknamed \u201cThe Battleship.\u201d If it\u2019s used for business, it needs commercial coverage.<\/p>\n\n\n\n<p>Let\u2019s say you\u2019re driving through Leavenworth after a successful day of planting tulips, and you get rear-ended by a <a href=\"https:\/\/www.leavenworthshuttle.com\/wine-tours\" title=\"\">wine tourist bus<\/a>. Without commercial auto insurance, you\u2019d be on the hook for repairs and medical bills. Ouch!<\/p>\n\n\n\n<p>Not convinced? Picture this: One of your employees, Greg, uses his own car to deliver a bigfoot chainsaw carving (because who doesn\u2019t love bigfoot in Washington state?). If Greg gets into an accident, your business could be held liable. Commercial auto insurance can cover those costs, saving your business from financial ruin.<\/p>\n\n\n\n<p>So, whether you\u2019re delivering flowers, catering weddings, or running errands, if it\u2019s business-related, get commercial auto insurance. It\u2019s a small price to pay for peace of mind, and it\u2019ll keep your business running smoothly, from the woods of Lake Wenatchee to the hills of the Okanogan Highlands.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.wenatcheeinsurance.com\/commercial-insurance.html\">request quote<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg\" alt=\"simple process for insurance\" class=\"wp-image-31\" style=\"width:509px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2023\/06\/process-2.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Wenatchee Insurance simple process<\/figcaption><\/figure>\n\n\n\n<p>Topics: Progressive, Commercial Auto, company car, collision coverage, collision coverage, delivery, <a href=\"https:\/\/www.wenatcheeinsurance.com\/\" title=\"\">Wenatchee Insurance<\/a>, Chelan County, Grant County, Douglas County, Okanogan,<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Picture this: You run a small but mighty landscaping business, Green Thumb Gurus, in beautiful sunny Wenatchee. You and your team zip around town, trimming hedges and mowing lawns from Eastmont Community Park to the Cashmere Pioneer Museum. Now, do you need commercial auto insurance for your small business? Simply put, yes! Here\u2019s why. If [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[211,4],"tags":[44,370,34,368,367,42,212,35,369,39],"class_list":["post-744","post","type-post","status-publish","format-standard","hentry","category-commercial-auto-trucking","category-commercial-insurance","tag-chelan-county","tag-collision-coverage","tag-commercial-auto","tag-company-car","tag-delivery","tag-douglas-county","tag-grant-county","tag-okanogan","tag-progressive","tag-wenatchee-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=744"}],"version-history":[{"count":1,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/744\/revisions"}],"predecessor-version":[{"id":745,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/744\/revisions\/745"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}