{"id":972,"date":"2024-10-08T12:20:50","date_gmt":"2024-10-08T18:20:50","guid":{"rendered":"https:\/\/www.wenatcheeinsurance.com\/blog\/?p=972"},"modified":"2024-10-15T09:14:00","modified_gmt":"2024-10-15T15:14:00","slug":"should-you-update-your-health-or-medicare-plan-during-the-fall-enrollment-period","status":"publish","type":"post","link":"https:\/\/www.wenatcheeinsurance.com\/blog\/should-you-update-your-health-or-medicare-plan-during-the-fall-enrollment-period\/","title":{"rendered":"Should You Update Your Health or Medicare Plan During the Fall Enrollment Period?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Wellcare-Suzie-Wenatchee-509-768x1024.jpg\" alt=\"Suzie with the Wellcare banner on Mission for Fall Enrollment\n\" class=\"wp-image-973\" style=\"width:422px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Wellcare-Suzie-Wenatchee-509-768x1024.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Wellcare-Suzie-Wenatchee-509-225x300.jpg 225w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Wellcare-Suzie-Wenatchee-509-1152x1536.jpg 1152w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Wellcare-Suzie-Wenatchee-509-1536x2048.jpg 1536w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Wellcare-Suzie-Wenatchee-509-scaled.jpg 1920w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p><strong>Let Suzie from Wenatchee Insurance Be Your Enrollment Guide!<\/strong><\/p>\n\n\n\n<p>It\u2019s that time of year again\u2014leaves are falling, pumpkin spice is everywhere, and it&#8217;s officially fall. <a href=\"https:\/\/suziemedicare.org\/\" title=\"\">Suzie<\/a> has started hosting the feathers to help people find our Mission street office.<\/p>\n\n\n\n<p>While you&#8217;re busy sipping on that latte, don&#8217;t forget that it&#8217;s also Medicare and health insurance open enrollment season. Yes, it\u2019s the magical time of year when you can review, tweak, or overhaul your health plan to prepare for the coming year. If you\u2019re scratching your head, unsure about when to update your Medicare or health plan, don&#8217;t worry\u2014Suzie from Wenatchee Insurance has been a resource in Wenatchee for over a decade!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/calendly.com\/the-suzie\">set appointment with Suzie<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Why the Fall Enrollment Period is Important<\/strong><\/p>\n\n\n\n<p>The Annual Enrollment Period (AEP) for Medicare runs from <strong><a href=\"https:\/\/suziemedicare.org\/\" title=\"\">October 15 to December 7<\/a><\/strong>, while health insurance marketplace open enrollment typically starts around <strong>November 1 and ends mid-January (for Washington State)<\/strong>. This window is your chance to make changes that could save you money, improve your coverage, or protect you from unexpected healthcare surprises down the road.<\/p>\n\n\n\n<p>But here\u2019s the catch: if you snooze, you lose. Once the period closes, you may be stuck with your current plan for the entire year\u2014unless you qualify for a special enrollment period. So, grab that calendar and select an appointment today. Trust Suzie from Wenatchee Insurance to help make the process as painless as possible\u2014she&#8217;s even got some great jokes up her sleeve to keep things fun!<\/p>\n\n\n\n<p><em><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong><a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/help-my-medicare-advantage-plan-is-leaving\/\" title=\"\">Please note if your insurance plan is leaving then you may have extra time to enroll!<\/a><\/strong><\/mark><\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Healthplanfinder-Health-Suzie-Wenatchee-Insurance-f-1024x1024.jpg\" alt=\"Installed the Wenatchee Insurance sign for Suzie\" class=\"wp-image-979\" style=\"width:507px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Healthplanfinder-Health-Suzie-Wenatchee-Insurance-f-1024x1024.jpg 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Healthplanfinder-Health-Suzie-Wenatchee-Insurance-f-300x300.jpg 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Healthplanfinder-Health-Suzie-Wenatchee-Insurance-f-150x150.jpg 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Healthplanfinder-Health-Suzie-Wenatchee-Insurance-f-768x768.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Healthplanfinder-Health-Suzie-Wenatchee-Insurance-f.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">While we liked the old one, the new sign sparkles better.<\/figcaption><\/figure>\n\n\n\n<p><strong>When Should You Update Your Health or Medicare Plan?<\/strong><\/p>\n\n\n\n<p>Here are some key scenarios where updating your plan during the fall enrollment period makes perfect sense.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Your Plan has lef<\/strong>t<\/li>\n<\/ul>\n\n\n\n<p>It takes two to tango and sometimes the Health Insurance Companies cannot reach an agreement with the local doctors. If you have Medicare then you can double check on Medicare.gov the first couple of weeks in October. In Washington state, the health plans go through an approval process starting about June every year. Both are required to send out notices. When your <a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/help-my-medicare-advantage-plan-is-leaving\/\" title=\"\">plan leaves then you may have good unexpected options<\/a>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Your Health Has Changed<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Did your health take an unexpected detour this year? Maybe you discovered you&#8217;re allergic to dogs, but you adopted three Corgis because you couldn&#8217;t resist their fluffy tushies. Or perhaps you\u2019ve been diagnosed with a condition that requires more trips to the doctor or prescription medications. If your healthcare needs have changed, it&#8217;s time to update your health plan.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"845\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/medicare-pie-845x1024.jpg\" alt=\"Health Insurance Medicare Advantage Wenatchee Suzie\" class=\"wp-image-354\" style=\"width:359px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/medicare-pie-845x1024.jpg 845w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/medicare-pie-247x300.jpg 247w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/medicare-pie-768x931.jpg 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/02\/medicare-pie.jpg 1145w\" sizes=\"auto, (max-width: 845px) 100vw, 845px\" \/><\/figure>\n\n\n\n<p>For Medicare enrollees, this is especially important. If you\u2019re on <strong>Original Medicare<\/strong> but now need more comprehensive prescription coverage, it might be time to consider a <strong>Medicare Advantage Plan<\/strong> or adding a <strong>Medicare Supplement with a Part D Prescription Drug Plan<\/strong>. Suzie can help you explore your options and make sure your plan aligns with your health needs.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You\u2019ve Moved or Plan to Travel More<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Did you recently move to a charming little town like Winthrop where your internet is slower than molasses, but the mountain views are worth it? If so, your current plan may not cover your new healthcare providers. Or maybe you&#8217;re spending more time traveling and need a plan that accommodates your jet-setting lifestyle (or in Suzie&#8217;s case, jet-fueled coffee).<\/p>\n\n\n\n<p>Medicare Advantage Plans and some health insurance policies are region-specific, so updating your plan can ensure that you&#8217;re covered no matter where you are\u2014or where you\u2019re heading.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Your Current Plan is Draining Your Wallet<\/strong><\/li>\n<\/ul>\n\n\n\n<p>If you\u2019re starting to feel like your health insurance premium is eating up your budget for pumpkin spice lattes, it\u2019s time for a change. Fall enrollment is the time to shop around for more affordable options.<\/p>\n\n\n\n<p><strong><em>Please note that Medicare Supplement Plans (Medigap) can be shopped year-round.<\/em><\/strong><\/p>\n\n\n\n<p>Maybe your plan has been creeping in some fee <a href=\"https:\/\/www.wenatcheeinsurance.com\/blog\/how-much-is-health-insurance-cost-for-2025\/?fbclid=IwY2xjawFyTH9leHRuA2FlbQIxMAABHeLOhPx-xkwvA6Wypa1RAFPhcXZ-Ebv_Ask0aKWgci_90Bv4dCS54MP8qQ_aem_RYMFYg5VnueS3NMnM7k6Rw\" title=\"\">increases or out-of-pocket costs<\/a> over the last couple of years that now feel like a second mortgage. Suzie can help you compare plans and find one that offers better value for your money. Who knows\u2014you might even be able to upgrade your coffee from regular brew to that fancy almond-milk version you\u2019ve had your eye on!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You Want to Try Something New<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Health plans aren\u2019t tattoos\u2014you can change them! You never know if a new plan has arrived with different benefits if you never look. If you\u2019re simply curious about trying a new type of plan or want to explore the extra benefits of a Medicare Advantage Plan (like vision, dental, or hearing coverage), fall enrollment is the time to do it. Suzie can walk you through the options, making the process as smooth as your favorite blend of coffee.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Suzie-Health-Enrollment-Healthplanfinder-1024x1024.png\" alt=\"Suzie with Wenatchee insurance can change medicare and health insurance plans.\" class=\"wp-image-974\" style=\"width:392px;height:auto\" srcset=\"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Suzie-Health-Enrollment-Healthplanfinder-1024x1024.png 1024w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Suzie-Health-Enrollment-Healthplanfinder-300x300.png 300w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Suzie-Health-Enrollment-Healthplanfinder-150x150.png 150w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Suzie-Health-Enrollment-Healthplanfinder-768x768.png 768w, https:\/\/www.wenatcheeinsurance.com\/blog\/wp-content\/uploads\/2024\/10\/Suzie-Health-Enrollment-Healthplanfinder.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Get Help From Suzie at Wenatchee Insurance<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Whether you&#8217;re updating your plan due to health changes, moving, financial concerns, or just wanting something new, <strong>Suzie at Wenatchee Insurance<\/strong> is here to help. She knows that health insurance can be confusing, and she\u2019ll make sure you understand every option available\u2014without boring you to tears. Plus, with her sense of humor, she\u2019ll turn what can feel like a tedious task into a conversation you\u2019ll enjoy.<\/p>\n\n\n\n<p>So this fall, while you\u2019re sipping your seasonal drinks and raking leaves, take a moment to think about your healthcare needs. And when you\u2019re ready to make some updates, give <a href=\"https:\/\/enrollmentcenter.org\/\" title=\"\">Suzie a call at Wenatchee Insurance<\/a>. She\u2019ll have you laughing your way to better coverage in no time!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/calendly.com\/the-suzie\">chat with Suzie<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let Suzie from Wenatchee Insurance Be Your Enrollment Guide! It\u2019s that time of year again\u2014leaves are falling, pumpkin spice is everywhere, and it&#8217;s officially fall. Suzie has started hosting the feathers to help people find our Mission street office. While you&#8217;re busy sipping on that latte, don&#8217;t forget that it&#8217;s also Medicare and health insurance [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"[]"},"categories":[6,159],"tags":[209,218,36,74,245,212,95,393,14,199,24,35,251,334,39],"class_list":["post-972","post","type-post","status-publish","format-standard","hentry","category-health-insurance","category-medicare","tag-ambetter","tag-asuris","tag-chelan","tag-community-health","tag-enrollment","tag-grant-county","tag-health-alliance","tag-humana","tag-independent-insurance-agency","tag-lifewise","tag-medicare","tag-okanogan","tag-suzie","tag-wellcare","tag-wenatchee-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=972"}],"version-history":[{"count":2,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/972\/revisions"}],"predecessor-version":[{"id":981,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/972\/revisions\/981"}],"wp:attachment":[{"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wenatcheeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}