You just bought a new boat and are excited to hit the water. Still, the Wenatchee Insurance Agency agents serving the Wenatchee, WA area want you to have the proper amount of boat and watercraft insurance in place to protect your financial investment in your beloved boat, jet ski, or other watercraft before an accident occurs.
While the state of Washington does not require boaters to have insurance, you may want to consider having a policy in place anyway. You never know when something will happen that will make you need boat insurance, such as an accident or fire. Check out the detailed list below for the different insurance coverage options available for boats and other watercraft.
There is an array of different options you can choose from under the boat and watercraft insurance umbrella. The options below are some of the most popular coverage choices that boat owners tend to carry.
Liability boat and watercraft insurance are great to have in place if an accident occurs on the water that is your fault. This type of coverage will assist you in paying for the damage to someone else’s property and any injuries sustained by people in another boat, watercraft, or passengers you have with you.
You never know when a tornado, hurricane, or some other natural disaster is going to occur. Comprehensive insurance will help pay for the repairs or replacement of your boat if it is damaged or destroyed by a natural disaster or some other incident, such as a fire or an act of vandalism. It will also come in handy if your boat or other watercraft is stolen.
You will be glad you have collision insurance coverage if you collide with a boat, watercraft, or even a stationary object.
If you owe money to a lender or bank for the purchase of your boat, jet skis, or other watercraft, you may very well be required to have both collision and comprehensive coverage.
To create a boat insurance policy that works well with your situation, contact the knowledgeable and experienced boat insurance agents at the Wenatchee Insurance Agency serving the Wenatchee, WA area today!
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