So, you’re turning 65. Congratulations! You’ve officially leveled up in life. Along with senior discounts at restaurants and the ability to yell at kids to get off your lawn with newfound authority, you now have to deal with something equally exciting (or terrifying): Medicare enrollment.

Before you run away screaming, let me introduce you to your new best friend—Suzie from Wenatchee Insurance. She’s the kind of insurance expert who can turn Medicare mayhem into something that actually makes sense.

Wait… Do I Even Have to Sign Up for Medicare?
Great question! If you’re already drawing Social Security, the government enrolls you in Medicare Part A and Part B automatically. Boom. Done. Easy.

But if you’re still working or have insurance through a spouse, you might need to make some decisions. Do you delay Part B? Do you enroll right away? Do you flip a coin and hope for the best? (Hint: Don’t do that last one.)

Suzie can help you figure it out so you don’t get slapped with penalties later. Yes, Medicare penalizes procrastination. Who knew?

Medicare: The Alphabet Soup of Insurance
Medicare comes in four parts, and much like choosing between sugar and salt for your morning coffee, picking the wrong one can be a disaster.

Part A (Hospital Insurance): Covers hospital stays, skilled nursing care, and some home health services. Usually free if you worked long enough.
Part B (Medical Insurance): Covers doctor visits, outpatient care, and preventive services. This one comes with a monthly premium.
Part C (Medicare Advantage): A bundle of A & B (and sometimes D) offered by private insurance companies. These can include perks like dental, vision, and even gym memberships—because apparently, seniors are required to be more active than they were at 40.
Part D (Prescription Drug Coverage): Because medications aren’t free, and no one wants to take out a second mortgage for allergy pills.
Suzie will help you navigate these options without making your head explode. She’ll translate all the Medicare jargon into normal human language—so you can focus on more important things, like enjoying retirement.

Medicare Supplements vs. Medicare Advantage—Which One’s Right for You?
If Original Medicare (Parts A & B) was a basic car, you’d probably want to add insurance so you’re not left paying for repairs (aka, giant hospital bills). That’s where Medicare Supplements (Medigap) or Medicare Advantage plans come in.

Medigap helps cover out-of-pocket costs like deductibles and coinsurance. Medicare Advantage, on the other hand, rolls everything into one plan, including some extras. It’s like deciding between buying car insurance or getting an all-in-one ride-sharing subscription with bonus perks.

Suzie can break it down for you without using confusing sales talk. She’ll compare plans from different companies and find one that fits your needs, not the one that gives her a bigger commission (because that’s not how Wenatchee Insurance rolls).

Don’t Wait Until the Last Minute!
Your Initial Enrollment Period (IEP) starts three months before your 65th birthday and lasts until three months after. Miss it, and you might have to wait until the next General Enrollment Period—plus, penalties could be lurking in the shadows.

But don’t stress. Suzie’s got this. Whether you need a plan, a translator for Medicare lingo, or just someone to remind you that yes, you are still incredibly cool at 65—she’s here to help.

Call Suzie at Wenatchee Insurance—Because Medicare Shouldn’t Be Scary
Want to skip the stress and actually enjoy turning 65? Call Suzie. She’ll handle the hard part, and you can get back to celebrating your milestone birthday—preferably with cake. Lots of cake.