Renters Insurance in Washington

If your personal belongings become stolen or damaged, renters’ insurance will cover them. If you are held liable for causing damage to another person's property or causing bodily injury, liability will protect you. We offer renters' insurance coverage here at Wenatchee Insurance Agency in Wenatchee, WA. We will customize a plan for you depending on your needs.

Renters Insurance Requirements

Washington state doesn't legally require renters to obtain insurance. However, it is possible that your landlord could make it mandatory for all tenants renting to purchase a renters' insurance policy as a part of their lease agreement.

Renters Insurance Coverage

Here is what renters' insurance covers:

• Personal property: If your personal property becomes damaged or stolen, it will cover replacing or repairing it. Your property includes electronics, computer equipment, clothes, furniture, and more.
• Personal liability: If you are legally responsible for injuries a person sustains while visiting your property, this will cover their medical expenses. If you cause property damage to another person, this will also protect you should the other party file a lawsuit against you.
• Loss of use: If your residence becomes uninhabitable, this will provide you with expenses to live someplace else temporarily. It will cover your hotel bills and food.
• Credit cards/forgery coverage: You will be reimbursed for any loss you endure if someone were to steal your checkbook or credit card and fraudulently use it.

Renters' insurance also covers the following:

• Coverage for items stored somewhere else: If you have personal items stored someplace else, renters’ insurance will cover those items if they become damaged from theft or vandalism.

Quotes

If you are interested in receiving a quote for renters' insurance, call Wenatchee Insurance Agency today. Our office is located in Wenatchee, WA. Let our agents help you choose the plan that suits your lifestyle and needs.