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Wenatchee Insurance Agency

413 N Mission St
Wenatchee, WA 98801

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Washington Umbrella Insurance Coverage

Umbrella Insurance in Washington

Umbrella insurance is additional coverage that provides protection beyond your home, auto, and other insurance policy limits. We offer umbrella insurance here at Wenatchee Insurance Agency in Wenatchee, WA. Umbrella insurance can also provide you with protection for any property damage, injuries, and lawsuits you may face.

Umbrella Insurance Requirements

Umbrella insurance is not legally required in Washington state. However, this is highly recommended if you have assets that could use protection.

Umbrella Insurance Coverage

Umbrella insurance keeps your assets protected. It can provide you with protection when you exhaust or exceed your boat, auto, and home insurance policy limits.

Umbrella insurance can also cover claims against slander, libel, false arrest, and more if you own rental units.

Umbrella insurance can provide coverage for things such as:

  • Property damage
  • Injuries
  • Lawsuits
  • Personal liability

You can also take advantage of umbrella insurance if someone files a lawsuit against you for:

  • False arrest, imprisonment, or detention
  • Slander
  • Libel
  • Mental anguish
  • Malicious prosecution

Umbrella insurance does not cover the following:

  • Damage or injuries sustained to you or your property
  • Liability that falls under a contract
  • Criminal actions that result in damage to another person

If you were to get into an auto accident and exceed your auto insurance policy limits, your umbrella insurance policy would kick in. For example, if you cause $500,000 worth of injuries and damage in an auto accident, your auto policy will cover $300,000 for all injuries. Your umbrella insurance policy will cover the remaining $200,000.


If you are interested in receiving an umbrella insurance quote, call Wenatchee Insurance Agency today. We are located in Wenatchee, WA. Our agents can help you find a policy that meets your needs and lifestyle.

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