Commercial Insurance in Washington

Commercial insurance protects your business against financial loss resulting from property damage, customer injuries, cyberattacks, and more. We offer commercial insurance here at Wenatchee Insurance Agency in Wenatchee, WA. We offer various plans ranging from general liability to professional liability. We can work to find the right plan depending on the needs of your business.

Commercial Insurance Requirements

The state of Washington requires all businesses to carry workers’ compensation insurance. Coverage pays for employees’ medical expenses for any injuries or illness that occurs at work. All companies with full-time or part-time employees must carry workers’ compensation insurance.

Commercial auto insurance is also required in Washington for all company-owned vehicles. Your auto policy must also contain at least the following minimum liability requirements:

• Bodily injury for each person for $25,000
• Bodily injury for each accident for $50,000
• Property damage for $10,000

Commercial Insurance Coverage

Here is what commercial insurance covers:

• General liability: All businesses should obtain general liability coverage. Your commercial lease may require it as it covers third-party risks.
• Business owner’s policy: This combines general liability and property insurance in one policy. It is best for slip and fall injuries, and damaged customer and business property.
• Professional liability: This commercial policy covers your business if it provides professional advice or services.
• Cyber liability: Any business can suffer from a data breach or cyber attack. Cyber liability coverage protects your sensitive data against breaches.
• Property insurance: With property coverage, your business’s structure, inventory, equipment, and furniture remain protected if they become damaged or stolen.

Quotes

For commercial insurance quotes, please give Wenatchee Insurance Agency a call today. Our office is located in Wenatchee, WA. Let us help you find protection for your business so you can be fully operational and functional.