Skip to content
Click to Call
Wenatchee Insurance Agency

413 N Mission St
Wenatchee, WA 98801

Get Directions

Featured Insurance Blog

Are There Any Exclusions or Limitations in My Policy That I Should Be Aware Of?

We like to review policies with our clients at Wenatchee Insurance to look for exclusions or limitations.

exclusions can limit your insurance your policy

Exclusions and Limitations basics:

The Fine Print Follies

Reading the fine print of your home insurance policy can feel like deciphering an ancient scroll. But fear not! Wenatchee Insurance is here to help you uncover any exclusions or limitations, with a touch of humor to keep you entertained.

The Mystery of the Mold Exclusion You might think mold is just a minor inconvenience, but in the insurance world, it’s often excluded. It’s like finding out King Pizza doesn’t deliver to your side of the Columbia River – a disappointing surprise!

The Infamous Flood Exclusion Floods are the party crashers of natural disasters, not covered by standard homeowners’ policies. Make sure you have separate flood insurance, or you’ll be left high and dry – or rather, wet and uninsured.

Lenders will require flood insurance when you move to certain FEMA-designated flood zones so be prepared for this added cost when buying a new home.

The Earthquake Enigma Earthquakes aren’t always part of the standard package. It’s like ordering a burger and realizing fries are extra. We do get tremors in Washington state, so consider adding earthquake coverage to avoid a costly shake-up.

The Termite Terror Termites might be small, but they can cause big damage. Unfortunately, most policies exclude insect damage. It’s like finding out your least favorite insect is planning a surprise visit. Regular inspections and pest control can help keep them at bay.

exclusions and limitations can rope off your insurance policy from use

The Mysterious Maintenance Issues Routine maintenance issues like plumbing leaks or roof repairs are generally your responsibility. It’s like realizing you have to do your own laundry – a necessary chore that insurance won’t cover.

The Pet Problem Got a furry friend with a penchant for destruction? Most policies don’t cover pet-related damage. It’s like discovering your adorable puppy has a dark side. Keep Fido out of trouble to avoid any unpleasant surprises.


Wenatchee Insurance helps you navigate the fine print so you’re never caught off guard by exclusions or limitations. Stay informed and stay protected!

Topics: Wenatchee Insurance, Deductible, Home Insurance, Bundle, Chelan, Fire, Okanogan, Grant, Medicare, health, Wind, Liability, flood, Cheap Insurance, Exclusions

Insurance Bundle

WE return calls & are here for appointments..OR you can start your free online quote now!

Compare Auto & Home Quotes
Suzie Health Solutions

Health & Medicare

For nearly a decade we have assisted with Health & Medicare Solutions. We are proud to be selected by the Washington Healthplanfinder to be one of ten Enrollment Centers located in Washington State.

We work with all ages and charge no fees.

Health & Medicare

Partner Carriers

  • Allstate
  • Ambetter
  • American Collectors
  • American Modern
  • Bristol West
  • Burns & Wilcox
  • CHPW
  • Dairyland
  • Delta Dental
  • Encompass
  • Foremost
  • Guard
  • Hagerty
  • Humana
  • Lemonade
  • Liberty Mutual
  • National General
  • Nationwide
  • Neptune Flood
  • Premera Blue Cross
  • Progressive
  • Propeller Bonds
  • Stillwater
  • The Hartford
  • Thimble
  • Travelers
  • Wellcare
  • Wright Flood