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Wenatchee, WA 98801

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What are the top 10 reasons to get life insurance

Does Medical Crowdfunding work? The American Journal of Public Health found that only 12% of medical GoFundMe campaigns reached their goals and a whopping 16% received no donations at all. Passing a hat to pay for expenses sucks and I would not wish that on anyone.

Alternate to GoFundMe

Let’s keep it light. Here are the top 10 humorous reasons you might consider getting life insurance:

  1. Ghost Support: To make sure your ghost can haunt in style, with the latest ethereal gadgets like the “Boo-Bluetooth” or “Specter-Spectacles.”
  2. Debt Zombie Apocalypse: Life insurance helps ensure that your debts don’t rise from the grave to haunt your family, because the only thing worse than actual zombies is debt zombies.
  3. Funeral Extravaganza: So you can afford a funeral that’s less “sob and sniffle” and more “rock concert with pyrotechnics,” because you always wanted to go out with a bang!
  4. Mortgage-B-Gone Magic: Wave that wand and say goodbye to the mortgage! It’s the financial equivalent of a vanishing act for the ultimate peace of mind.
  5. Kid’s College Fund… or Bail Money: Whether it’s for their education or in case they take after your wild younger days, you’ve got it covered!
  6. Inheritance Roulette: Leave a game of financial Clue for your relatives. “I bequeath my collection of rare cheese labels to… the one who can stand on one leg the longest.”
  7. Guilt-Free Shopping Spree: Gives your partner the chance to indulge in retail therapy without the guilt, because “Honey, it’s what they would’ve wanted.”
  8. Secret Lair Maintenance Fund: Keeps your secret lair in tip-top condition for future generations of family super-villains or superheroes. Your kid could be Batman. Your legacy of mysterious hideouts lives on!
  9. The “I Told You So” Clause: For all the times you said you’d die before going to your in-laws’ house for dinner… and well, you want to be a person of your word.
  10. Santa Replacement Service: Ensures that Christmas remains a jolly affair with a professional Santa to fill your boots. Elves and reindeer rentals are, however, optional extras.

Remember, while it’s fun to add a touch of humor, life insurance is a serious matter that helps provide financial security for those you care about most! We will assist you along the way.

Topics: Wenatchee Insurance, Life Insurance, Term Life, Whole Life, Family Planning, Final Expense, Health, Medicare, Chelan, Okanogan, Leavenworth, Liability,

Life Insurance in Wenatchee: What to Know

No matter your age or whether you have children or not, you should consider getting a life insurance policy in Wenatchee, WA. Life insurance is a great way to plan for the future and will make you and your family feel at ease in the event of death. A trusted Wenatchee Insurance Agency agent can help you decide which policy is right for you.

Types of Life Insurance

A Wenatchee, WA life insurance policy will supply financial assistance to your beneficiaries in the event of your death. How much and how often your beneficiaries get paid, the benefits they receive, and the circumstances that will allow payment are laid out in the contract with you and your insurance company. What your beneficiaries receive also depends on the type of insurance policy you get. The main types of insurance are:

Term Insurance: Protects you for a limited time – one year – 30 years or more. This policy can be renewed if it expires.

Cash Value Life: The insurer uses part of your premium to set up an interest-earning financial account. You can borrow or withdraw from this account at any time. There are different types of Cash Value Life. They include:

  • Whole Life – provides coverage for life
  • Universal Life – a flexible policy
  • Variable Life – where your money is invested into investment accounts. 

Important things to know

  1. If you want to apply for the Lump Sum Death Benefit from Social Security then here is where you want to go.
  2. If you are seeing to see if a person has a life insurance policy then you want to go to the NAIC locator.

Contact An Agent Today

If you want to learn more or to get started on an insurance policy, contact an agent at Wenatchee Insurance Agency now. They will be able to help answer all your questions and get you started with a life insurance policy that is an excellent fit for you. Putting not only you at ease, but your family at ease and ready for the future. 

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