At Wenatchee Insurance, we lend a hand to farms and orchards with a wide background. Insuring your family business can be tricky and adding crop insurance requires some skills. Some folks are looking for a Multi- Peril Crop Insurance where others are needing Whole Farm Revenue Protection. Living in the Apple Capital of the World, we have have run between the trees more than once.
We will ask questions so that we can get a better picture about your orchard or farm to make sure that you are not creating a coverage gap. For us, we believe that insurance should be:
- Affordable. If you can not pay for it then it doesn’t make sense.
- Understandable. This creates big problems if someone has something that they don’t know how it works.
- Useable. If an emergency arises then we want you to be able to use it.
Crop insurance questions
- What is the address of your orchard or farm?
- What is the name of the orchard or farm?
- Who has an interest in the orchard beyond yourself?
- What is your and any other people with interest’s SSN?
- What is the business’ EIN (If individual SSN or RAN is fine)
- Are you leasing the orchard?
- If so what is the % agreement?
- What fruit or crop are you growing?
- How many acres do you have of which crop?
- What are the last 5 years of production? We will need it by block if possible
- If new farmer can you procure the previous farmer’s records?
- Are you tearing out any part of your orchard for next year? Or is there any new tree you think will produce this year?
- Anything you think I should know?
What’s next to insure your crops?
After collecting the information, we go looking for coverage that covers your needs. What works for Farmer Fred’s potatoes in Quincy may completely miss Oliver Pear Orchard in Cashmere. Not everyone needs or can get crop insurance. We do our best to be responsive whether it is you talking or if you are sending your spouse.
When you are ready let’s talk. We have found that a conversation is a great way to begin.
