Do You Need Commercial Insurance for a Leased Office Space?

Leasing an office space is common for new businesses that may not be able to (or may not want to) invest in an entire office building. However, this does raise some questions when you don’t actually own the building that you’re working out of. For example, are you going to need a commercial insurance policy when you lease an office space, or is that something that’s covered by the building owner themselves? Let’s take a closer look at what you need to know about commercial insurance requirements when you’re renting an office space. Once you’re ready to find a commercial insurance policy, you can come to us here at Wenatchee Insurance Agency, serving Wenatchee, WA and surrounding areas.

Do You Need a Commercial Insurance Policy If You Lease an Office Space?

It can be easy to assume that you don’t need commercial insurance for a building you don’t own. After all, it’s highly likely that the owner of the building has their own insurance policy to cover any unforeseen disasters that might affect their investment. However, it’s very much like any other renter/landlord situation. The property owner’s insurance is designed only to protect them. If something should happen that results in the theft or damage of any of the furniture or electronics you own, or should a person slip and fall at your business and decide to sue you, the office owner’s insurance is not going to cover your business. Whether you own your office building or rent it, you’re going to need commercial insurance regardless. 

Seek Out Your Commercial Insurance With Wenatchee Insurance Agency

Wenatchee Insurance Agency, serving Wenatchee, WA, is here to help you find commercial insurance that meets your unique business needs. Our team will help you find and compare policies so that you can be confident you’re making the right choice. Give us a call now and protect your business.

 

If you bundle with Wenatchee Insurance then you can save
Read More

Making your payment during Open Enrollment

We help a lot of people in Washington State with their enrollment and education about health insurance. If you are using the Washington Healthplanfinder during Open Enrollment then you have a pay now button feature to get the initial payment completed. We are brokers and don’t charge fees for our work.

When you log into the desktop version. You will see a row of buttons across the top. You want the one labeled Payments.

Healthplanfinder screenshot of tool bar.

During most of the year, the payment tab will list payment options. However during Open Enrollment, the Washington Healthplanfinder will list a pay now button for most companies. When you click on the pay now button for it will create a pop up which goes to a secure payment site for the company.

This first payment is important as it secures the insurance policy. Most companies wil then send the policy’s insurance cards and information booklet after this payment has been made. A few of the companies will allow you to schedule monthly payments using the popup while others you will have to set up with them at a later time. The booklets and cards usually arrive about two weeks after the payment.

At Wenatchee Insurance Agency, Matt and Suzie have been lending a hand to our community for over 13 years with Health Insurance. While our agency does a whole lot more, we get asked a lot of questions regarding Health because it is complicated.

Home Health Medicare Car Dental Prescription insurance corndog
Read More