Washington State and the new Prior Authorizations for Medicare

Prior authorizations in Washington state for original medicare

Beginning January 1st, 2026 some medical procedures under traditional Medicare will require Prior Authorization in six states before performing the service. Yes, Washington state has been selected. Arizona, New Jersey, Ohio, Oklahoma, and Texas.

This updates individuals with Medigap plans such as Plan G or Plan N, if they are using traditional Medicare coverages. While common in health plans and Medicare Advantage Plans these are new for original Medicare.

This change is part of a trial program called WISeR (Wasteful and Inappropriate Services Reduction). It is designed to curb medical overuse and detect potential fraud.

What Procedures will require a Prior Authorization?

There were 17 types of procedures that were flagged to now need approval. Here is what made the list.

  • Facet joint procedures for back pain
  • Nerve and muscle tests (electrodiagnostic testing)
  • TENS units and similar electrical stimulation devices
  • Hyperbaric oxygen therapy
  • Spinal cord stimulators
  • Deep brain stimulation (commonly for Parkinson’s)
  • Sacral neuromodulation (for urinary conditions)
  • Transcatheter aortic valve replacement (TAVR)
  • Arthroscopic knee cleaning or debridement
  • Vertebroplasty/kyphoplasty for spine fractures
  • Epidural steroid injections
  • Non-emergency ambulance transport
  • Botox injections for medical issues
  • Negative pressure wound therapy pumps
  • Hernia repairs
  • Lumbar spinal fusion
  • Skin graft substitutes for chronic wounds

Physicians will be required to submit documentation before the service is performed. If approval is not granted, coverage can be denied requiring the patient to pay out of pocket.

Who made this decision for Prior Authorization?

This was a rules change with the Centers for Medicare & Medicaid Services (CMS), Department of Health and Huma Services. Every administration picks there team to implement programs that they feel will have the biggest impact for consumers. They did a press release in June regarding this matter and it is estimating that they spent 25% of healthcare on services that had little to no clinical benefit. HHS Secretary Kennedy, CMS Administrator OZ pledge to fix Prior Authorization system.

At Wenatchee Insurance we do our best to lend a hand in understanding and enrolling in Medicare and insurance Programs. We are an independent insurance agency. If you are looking at supplemental policies then let us know and there are enrollment periods.

Health Insurance Dates
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How does TrumpRX work and can it save me money?

How does TrumpRX work

OK, Tariffs are playing an important role in what the administration is doing with drug pricing. TrumpRX appears to be using them to inflate the price on medication for companies that don’t participate with the administration. 

Trump is imposing a 100% Tariffs. Effective October 1st, 2025 if a company reaches an agreement with the Administration then they will be immune to them. There is the common consensus that everyone participating in this deal will have customers paying inflated costs due to the tariffs. 

Companies working with TrumpRX

  Pfizer is one of the first companies to reach an agreement. They are one of the largest drug companies and Eliquis, Ibrance and the Covid vaccine are among the drugs that they manufacture. Eliquis was one of the drugs with the Medicare Negotiated price for 2026.  Ibrance was selected for the Inflation Reduction Acts Medicare negotiated price for 2027. So thanks to the Inflation Reduction Act from the Biden administration, 

It also sounds like Novo Nordisk and Bristol Myers Squibb have also signaled participation. 

They will be doing a Direct to Consumer Model with a yet to be launched website. There is a marked page at TrumpRX.com but it is not functional as of publishing this blog. 

It could be very similar in the direct to consumer model of AmericasMedicines.com  from a Pharmaceutical trade group PhRMA where people can go directly to the manufacturers. 

It sounds like a stepped up version of Mark Cuban’s CostPlus. Where they have a few drugs that they ship directly to the consumer. 

Only time will tell if it has more savings than GoodRX. 

Health Insurance Dates

Important Dates for Medicare and Health

Medicare Advantage and Prescription plans can be enrolled or changed October 15 through December 7th. 

Healthcare Plans can be enrolled or changed November 1st through December 15th. 

For Washington State select an appointment at the Wenatchee Insurance Agency. 

Wenatchee Insurance Agency is an independent insurance agency. 

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Prepping Your Home for Storms: What to Do When a Flood is Likely

Floods can develop quickly and cause severe damage to your property. Taking proactive steps before and during a storm can help protect your home, belongings, and family. Here’s how to prepare when flooding is expected.

Safeguard Important Documents

Store essential items, such as insurance policies, IDs, medical records, and financial paperwork, in waterproof containers. Additionally, save digital copies on a secure cloud service to ensure you can access them even if the originals are damaged or lost.

Protect Your Property

Move furniture, electronics, and valuables to higher floors whenever possible. Elevate appliances and utilities such as HVAC systems, water heaters, and electrical panels to minimize the risk of costly flood damage. Use sandbags or flood barriers around doors and low entry points to help keep water out.

Prepare an Emergency Kit

Pack essentials such as bottled water, non-perishable food, medications, flashlights, batteries, and first-aid supplies. Having a kit ready ensures your family can stay safe and comfortable if you lose power or need to evacuate quickly.

Plan for Evacuation

Familiarize yourself with local evacuation routes and create a plan for pets, family members, and vehicles. Fill your car with gas ahead of time and keep emergency contact information easily accessible.

Review Your Insurance Coverage

Standard homeowners’ policies typically don’t cover flood damage. If you live in a flood-prone area, flood insurance is essential. Reviewing your policy before a storm strikes ensures you have the right protection in place when you need it most.

At Wenatchee Insurance Agency, We’re Proud to Serve Wenatchee, WA

Flood insurance can provide the security you need to feel confident that your home is protected. At Wenatchee Insurance Agency, we’re here to help you find the insurance products that make sense for your needs. Contact us today to learn more.

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